There are many different ways to make Skyline Dip, but here is my family's version...

Ingredients:
1 can refried beans
1 package Philadelphia cream cheese
1 can of Skyline chili (Cincinnati chili), 15 oz.
1 package of mild cheddar cheese, 8 oz.

Directions:

1. In a casserole dish, layer the items in the order listed above (refried beans on the bottom, cheese on the top).
2. Bake in a 350 degree oven or microwave on high until the cheese melts.
3. Serve with tortilla chips.